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Meet the Simple Lending & Realty


Yesenia Meraz

I am married with 2 little girls. I have lived In San Luis Obispo County since 1999 and in Paso Robles since 2005. My hobbies include playing soccer. I also enjoy the outdoors. I believe in honestly and love doing my job because I enjoy the friendships that I have accumulated over the years doing this job. I am one of the Brokers/founders and owners of Simple Lending & Realty Inc. A Cal Poly Graduate with Bachelor Degree in Finance. After Graduating College, I initially worked in the Banking world for over 4 years from being a banker to a Mortgage loan officer. In 2009 along with other colleagues opened the office at 1244 Pine St Suite 217 initially as a retail mortgage company and a year later I obtained my Real Estate License. I worked as an independent mortgage broker until beginning of 2013 when Simple Lending & Realty was started.

Beatriz Espinoza

I am Beatriz Espinoza a Sales Associate of Simple Lending & Realty Inc.  I have lived in Paso Robles for Thirty-three years & live here with my husband and our 3 sons.  Taking an active role in our great community is of utmost importance to me.  I served as a  secretary for the Hispanic Business Association from 2013 to 2016. Currently I serve as a board member of the Housing Authority.  I have served on a design committee Paso Robles Board of Realtors. I have a decade of experience helping clients with their real estate needs by offering exceptional professional service.  A strong point of my service is my ability to negotiate on behalf of my customers. I am bilingual, honest, compassionate, hard working and patient.

Elisha Wilber

As a California native, and a seasoned lending professional, I realize and value the trust my clients place in me and strive every day to exceed their expectations. I am committed to listening to their needs and I utilize my keen skills to educate and inform them, so they can make the best-informed lending decisions possible. I have developed an outstanding reputation in the lending & real estate community and have created a broad network of satisfied lifelong clients that span across the golden state.  I have been in the mortgage industry now for just over 20 years. I was recognized as a top producing mortgage loan originator on the retail side of lending for Wells Fargo Home Mortgage and then Bank of America before venturing out into the wholesale market to become a broker and creating Simple Lending & Realty Inc. with my business partner Yesenia Meraz. Together we have a small office downtown Paso Robles here on the beautiful Central Coast.

Areli Camacho

I was raised on the central coast of California, in a small agricultural community, and moved to Paso Robles in 2013. I attended Cuesta Community College, majoring in Business, and began my career in the banking industry, where I spent several years, before discovering the world of real estate. I transitioned into real estate by first serving as an assistant to my now partner and colleague, Beatriz Espinoza, before finally obtaining my real sales license and becoming an agent. My husband and I reside in the city of Paso Robles, where we share a home with our three daughters and our two dogs , Bourbon & Whiskey . I am eager to establish new business partnerships and help our clients realize their dreams of home ownership. I am fully bilingual in Spanish and English and look forward to serving our community.



We have over a decade of experience in helping clients with their real estate needs by offering exceptional professional service.


We specialize in North County San Luis Obispo


We offer FREE Market Analysis to help you through the selling process.


Contact us



Please reach out to start a conversation

TO HELP YOU find the BEST possible scenario for your mortgage need,

whether it is to get started on a pre-approval or if you just have questions.

1244 Pine St. Suite 217, Paso Robles, CA 93446

Your FUTURE & FAMILY is important to US.

The first step for a buyer is to obtain a pre-approval.

This will help you purchase proposal/offer on a house